‘Member back in the good ole days when we worried about physical muggings or pickpockets who casually bumped into you on the bus and heisted your wallet? These days you can get mugged and not even know it until days later…when the bank calls…
Our bank called last night to politely inquire as to whether we had really purchased over $10k of electronics at two different stores on the opposite side of town. “Um…honey?” my husband called. He looked around, “Nope, same old tv we’ve always had. Really? So, nice stuff.”
Apparently our muggers had expensive taste in electronics and helped themselves to quite a lot of it. My credit card never left my wallet – and, as I found out from the bank this morning, – it never has to. Thieves are very sophisticated these days and can obtain a wealth (pun intended) of information without hauling their dishonest asses out of a chair.
According to the bank, there are as many ways to get your credit card information as there are types of credit cards. And here I thought if I shielded the pin pad with my hand while keying in the PIN, I was safe. Ha. I cut the woman off after she recited the fifth method; I just didn’t want to know any more.
And, why bother? I thought. I can’t protect myself from these people. The best thing I can do is make sure there is fraud protection in place through the credit card company. Or, I can cut up all my cards and use cash only – but in this day and age, that’s just not practical. And, as has always been the case, not the safest either. But, honestly, I would rather a good old fashioned pocket picking to what happened to us last night.
To those who purchased that nice 55 inch flatscreen with surround sound system, 3D and built-in bar, I hope it falls on you while you’re trying to hook it up. Karma, baby, karma.